About TotalFx
Total, defined 1 : comprising or constituting a whole, 2 : involving a complete and unified effort especially to achieve desired effects (“Fx”)
Hello I am Joe Fox, creator of TotalFx, the unification of two different areas of business, TotalHealthFx and TotalWealthFx; although from diverse industries, they have similar philosophic bases:
> Broad “Total” wholistic overview in their field
> Alternative approaches in their field
> Being of service to people with life changing effects (“Fx”)
The following is my current experience in TotalHealthFx and TotalWealthFx:
Certified Independent Agent at United First Financial, Director of Team Sales
January 2007 – Present
United First Financial is an innovative company that gives consumers and homeowners an alternative in reaching their financial goals, freedom from debt and building wealth. Our mortgage acceleration solution puts the deed of your home in your hands in a fraction of the regular time, saving vast amounts of interest. Qualified homeowners using the Money Merge Account System can now potentially pay off their mortgage in as little as 1/3 to 1/2 the regular time – with little to no change to their family budget and without increasing their minimum required monthly mortgage payments. Consumers without a mortgage but do have other debts qualify for the Money Merge Account System Express version to help reduce interest. Video presentations and complementary no-obligaton financial analysis are available upon request. Upcoming additional services: Equity Harvesting, Life & Health Insurance, Annuities.
Affiliate at Rescore and More
August 2007 – Present
ReScoring differs from Credit Repair. Credit repair employs the use of outdated (and often illegal) techniques. The algorithms that make up your FICO™ credit score are extremely dynamic; outdated credit repair techniques are most often detrimental to a good credit score. Merchants & lenders are linked with the credit reporting agencies and the FICO™ score, which is the only credit score that is considered in approximately 99% of all credit transactions worldwide. Scores from other reporting agencies have no value in the credit-rating world and is not considered a factor in assessing a loan. Currently in the U.S. credit reporting system, it is estimated that 91% of all credit reports contain errors. It is estimated that 46% of these errors affect the credit score ratings by as much as 50 points — costing Americans about $20 billion per year in higher mortgage rates, credit card rates, home and auto insurance rates, etc. Therefore, our aim is to Manage, Maintain, and Monitor the FICO™ score.
(contact@TotalHealthFx.com)
Therapist & Practitioner at Total Health
September 1987 – Present
ALTERNATIVE HEALTH CARE FOR PREVENTION AND REMEDY
“Inspiring Healthy Lifestyles” with the use of these natural health services:
TOTAL HEALTH MASSAGE & THERAPEUTIC EXERCISE, a skillful blend of several therapeutic massage techniques with sensitive care for pain relief from stress, tension, overwork, overuse of muscles, chronic illness & injuries resulting from sports, work, trauma or accident. Techniques include polarity therapy, craniosacral therapy, deep tissue massage, acupressure points, and stretching exercises. Treatments available by appointment by out-call to client’s home or workplace throughout Southern California.
TOTAL HEALTH NATUROPATHIC CONSULTATION developes custom programs as clients actively participate in health history, health challenges & long-range goals. Consultations employ sound, proven methods of preventive & restorative natural health care. Therapies include plant-based foods & supplements & lifestyle guidance. Available nationwide.
TOTAL HEALTH “FOOD FOR HEALTH” CO-OP sources health foods, natural home remedies, therapeutic products, and environmentally-safe household goods with discounts of 20-40% off retail. Business practices allow us to pass savings on to keep the cost of natural health accessible. Online 500 pg.catalog. Available nationwide.

