Joe’s First TotalFx Blog Post

This feels like “one giant step” for this man, but here goes. My hope is that you will find some interesting and alternative ideas to two of our modern basic needs: our health and our finances. I was raised with pretty traditional values on both subjects; as a result I basically found them boring. With each of these, “life happened while I was making other plans (or none at all)” and showed me an alternative view and ultimately how to fashion a lifestyle that incorporated the growing new value, what I could do with it in my life, how I can share that with other people and how I could make a living with it.

In the area of health, I stumbled onto some new college friends, in the early to mid ’70’s, who were vegetarian. It was one of those WOW moments. Prior to that, the only alternative lifestyle for me was the high school and college counter-culture of the late ’60’s and early ’70’s. IBecoming a vegetarian was completely fascinating to me: it was good for me, good for the environment, good for the soul. A few years later I sought to broaden my knowledge and attended a wholistic health school, incorporating skills of therapeutic bodywork & exercise, using various vegetarian whole-food diets, select use of herbs, other supplements and treatments for maintaining health and cleansing the body inside and out, and mind-body integration – how our thoughts, emotions and attitudes create a specific level of health in the body. This added to the WOW – I discovered how this could be good for other people too and that I could help them. For nearly a decade, my beautiful new vegetarian wife Kathi and I, worked at the wholistic health school which evolved into a series of vegetarian health resorts and wholistic health personal and professional training centers. We went on later to create our own business, TotalHealthFx, and for the last 20 years, we have taught and treated individuals and families about their health. To help our clients overcome stress, pain, illness, or to simply teach them healthy lifestyle habits remains a true joy.

In the area of finance, my wife and I never found money too exciting a subject; usually accompanied with some degree of stress relating to having enough money to keep our lives in balance. Financial progress only seemed to be a dream and it seemed like life would have gone in that way indefinitely. Then a couple years ago, a long-time friend told us about a program they were using to pay off their mortgage and other debts in a fraction of the time. I was told it was called the Money Merge Account offered by United First Financial, and that with the thorough analysis of our financial situation, we were told that our total debts, mortgage and all, would be paid off in just over 8 years, saving 17 years of payments and (not to divulge too much personal info) a couple hundred thousand dollars of interest would be saved- WOW. Talk about alternatives, and wholistic perspectives, this was very exciting to both of us! After some due diligence, we signed up for the Money Merge Account program, love using it, and, just like us, had the desire to share it with others. We discovered United First Financial has an income opportunity training homeowners, consumers and financial professionals to become certified, independent agents of the Money Merge Account program. We signed on and have helped many individuals and families how to use the Money Merge Account to reduce interest payments, become debt free and create wealth much earlier in life. It is so rewarding to see the light in the eyes and faces of our new clients when they see what they can save. Many of our clients have also wanted to help people they know and we continue to train new agents. We have advanced through several promotional ranks and are working diligently to become Branch Managers in United First Financial. We look forward as we expand in the areas of rapid credit rescoring, equity harvesting, and annuity wealth-building. This has only happened because this company and program took such an overview of changing people’s lives, gratefully ours in particular, and presented such an out-of-the-ordinary alternative in financial matters.

It may seem odd to have created a career of what might appear to be of divergent interests. But are they so different? I am learning to take my values, ideals and interests to help people in very basic areas of life in very life-changing ways. This blog will have various articles on TotalHealthFx and TotalWealthfx; I welcome your comments, ideas , and suggestions of what you’d like to read about and look forward to sharing with you.


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6 Responses to “Joe’s First TotalFx Blog Post”

  1. Kimi says:

    What a great first post. Informative and interesting.
    I will subscribe.

  2. Jack Simmons says:

    Great first post. Share some more of your thoughts with us.

  3. John Shaffer says:

    The amount of business information is eye opening for me. I was under the impression that we had to tip toe around such topics. I’ learning.

  4. Dale Wolberg says:

    I have to disagree with you about credit repair. While there may be some illegal practices by some companies that claim they will repair your credit, this is not the norm as you seem to imply. In fact, addressing the inaccuracies that you acknowledge exist in the vast majority of cases is the number one means to improving your credit score (aka FICO). While the ways in which the 3 major credit bureaus calculate your score are in fact antiquated and flawed, we do need to play by their rules and that is often very difficult and time-consuming when it comes to repairing the mistakes in your own score. Net, what I am saying is that the right company can help consumers significantly since credit scores are more important than ever, like it or not.

  5. admin says:

    I agree with having the right company and that is why I am affiliated with Rescore and More, who have bee in the credit-helping business for over twenty years. There is also agreement on the way credit score calculations are flawed and weighted toward the benefit of the lenders and not towards consumers. My efforts in finance are to help consumers overcome the heavy hand of the lenders, not only in the credit world, but also in mortgages and the way interest is so heavily assessed in that situation. There are alternatives where the consumer can gain significant advantages with the right program.

  6. gmpaughey says:

    Great first blog. You have an insight into a great many things that will ultimately lead to helping Clients many more ways than the Money Merge Account. The Money Merge Account itself is a Godsend to many people. Don’t lose you passion for any of it.

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